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Cambodia Handbook

Money and Payments in Cambodia

A practical guide to Khmer riel, US dollars, cards, cash machines and QR payments for visitors.

Cambodia uses Khmer riel, while US dollars also circulate in many parts of the economy. Cards and QR payments are increasingly visible, but cash remains useful—especially for small purchases and travel beyond major centres.

Rates and fees move

Do not rely on an exchange rate or ATM fee copied from an old travel article. Check the displayed terms before confirming a withdrawal or exchange, and use the National Bank of Cambodia for the official reference rate.

Tool

Riel converter and popular currency rates

Live rates · updated 19 Oct 2026

Work out what a price means in your own currency. Shops, markets and exchange counters set their own rates, so treat the result as a guide.

Today's rates: popular currencies in riel

Convert an amount

Rates are mid-market and exclude bank and counter margins. Check today's official reference rate at the National Bank of Cambodia, or the rate shown at the counter, before you pay or exchange.

A practical payment mix

Daily spending

Khmer riel

Useful for markets, local transport, food and small purchases. Learn the notes gradually and count change before leaving.

Backup

US dollars

Accepted in many places, although practice varies. Clean notes are easier to use than damaged or heavily marked ones.

Larger purchases

Cards

Common at many hotels and established businesses, but acceptance, surcharges and terminal reliability vary.

Digital option

QR payments

KHQR is widespread. The official Bakong Tourists app gives eligible international visitors a way to make local digital payments; setup and funding options should be checked before relying on it.

Using cash machines and exchange services

Use an established locationPrefer an ATM attached to or clearly operated by a recognised bank.

Read every promptCheck the currency, withdrawal fee and any conversion offer before accepting.

Keep a second methodStore a backup card or emergency cash separately from your daily wallet.

Exchange transparentlyConfirm the rate and total amount before handing over money; count it at the counter.

Small habits for smooth payments

Tell your bank about your journey if required, keep card support numbers somewhere separate and enable transaction alerts. Avoid displaying a large amount of cash. In smaller towns, islands and rural areas, withdraw or exchange before you need it rather than assuming the next stop has the same facilities.

Simple rule

Carry enough cash for the day, one working digital or card option, and one backup stored separately. No single method works everywhere.

For the official reference exchange rate and information about Cambodia’s payment system, consult the National Bank of Cambodia.

Sources and further reading

  1. https://www.nbc.gov.kh/english./
  2. https://www.nbc.gov.kh/english/payment_systems/overview_of_payments_instruments.php
  3. https://bakong.nbc.gov.kh/en/
  4. https://bakong.nbc.gov.kh/download/Bakong_tourists_mobile_user_manual.pdf
Published August 4, 2026 Suggest a correction